Mortgage Calculator

How to use this calculator

• Enter the property price you're considering.
• Add your expected deposit amount.
• Set the interest rate — current South African prime rate is around 11.75%.
• Choose your preferred loan term (20–30 years is typical in SA).

This calculator provides an estimate only. Actual repayments depend on your credit profile, bond registration costs, insurance, and the final rate offered by your bank. Always consult a registered bond originator.